I can vouch for the club insurance scheme, example... runaway driverless Volvo and Caravan ran into the rear of my Ace (BEX333) whilst on the Luxembourg ACOC International May 2005. So we have English car hit by dutch Volvo insured in Belgium whilst in Luxembourg. £11500.00 damage to Ace, all repaired within 6 weeks. all out of pocket expences reimbursed.
Agreed value, fully comprehensive insurance via Brian Gilbart-Smith on 0118 932 1400.
Keith L Lessiter